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2006 Honda Odyssey Minivan/Van

 

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Car insurance is very important, and is required by law in the state of Georgia.

Some states exempt their residents from such protection, but Georgia requires insurance. Also, because some neighboring states do not have an insurance requirement, it is beneficial to have uninsured motorist insurance.

In Georgia, if you don't have insurance, you can buy a car, but you can't get a tag!

Your insurance rates depends on how much you own and owe on the car. You might choose to buy or waive collision and comprehensive coverage.

Liability insurance coverage is always required.

Uninsured motorist coverage, as mentioned before, protects you if you are involved in an accident with an uninsured driver.

Insurance companies are big and rich. They can charge different rates for different people. Don't even think about hitting them with discrimination lawsuits. They have deep pockets and can hire better lawyers.

Again, your only option is to shop around and compare premium. Do remember: compare not just the price, but also the quality of service.

The insurance commissioner's office ensures that certain standards and requirements are upheld. However, the insurance industry is so complex that they cannot monitor every detail. 

 

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Last modified: 05/15/09